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WHAT THIS TOOL DOES
This planner allows you to simulate how savings, superannuation, investment income, and government benefits interact throughout retirement.
Rather than producing a single estimate, the model shows how balances and income evolve year by year, allowing you to understand sustainability and risk.
KEY CAPABILITIES
Contribution modelling before retirement
Transition to retirement and pension phase
Minimum drawdown requirements
Tax treatment of super and investments
Franking credit effects
Age Pension eligibility modelling
Asset and income test interactions
Scenario comparison
The planner does not collect or store personal information. All calculations are performed locally within your browser or spreadsheet.
Disclaimer
Disclaimer
Super laws, tax rules, and Centrelink assessments are complex, frequently changing, and include many exceptions. The information provided is general in nature, current as of 2026, and is not financial, legal, or tax advice. Individual circumstances, fund types, and grandfathered provisions may affect these rules, and rates and thresholds can change without notice. You should consult a licensed financial adviser, tax agent, or qualified professional before making decisions about your super, retirement, or estate planning.
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