Embedded Files
SpendLens — Bank Statement Analyser
Upload your CSV or PDF bank statements and SpendLens automatically categorises your transactions and analyses your spending patterns — giving you the clear picture of your current cost of living you need to plan your retirement income. Your financial data never leaves your device. If you choose to use the AI categorisation feature, only cleaned vendor names are sent — no amounts, dates, or account information.
Once your transactions are categorised, head to the Analysis tab. Categories that won't apply in retirement — such as mortgage repayments or work expenses — can be toggled off, so your spending total reflects your future lifestyle, not just today's.
For best results, upload at least one full year of statements.
Disclaimer
Disclaimer
Super laws, tax rules, and Centrelink assessments are complex, frequently changing, and include many exceptions. The information provided is general in nature, current as of 2026, and is not financial, legal, or tax advice. Individual circumstances, fund types, and grandfathered provisions may affect these rules, and rates and thresholds can change without notice. You should consult a licensed financial adviser, tax agent, or qualified professional before making decisions about your super, retirement, or estate planning.
Page updated
Google Sites
Report abuse