PlanLens is now The Long Weekend Plan
Will my money last? Build your retirement plan in one place.
Super, tax, the Age Pension, investments, property, debt and spending, modelled together year by year for your household.
One page: your details on the left, your plan on the right, updated as you type. The free version is a fully working plan. Your saved PlanLens plans load straight in, and your plan is not saved on our servers.
Start your plan free See Plus, $49 a year →
No sign-up needed to try it. A free account (just your email) lets you save your plan as a file on your own device.
Already have a plan or Plus? Sign in →
Have a saved plan file? Open the planner and choose Load plan.
Two ways to set up your plan
Quick Setup or Detailed Setup. Both free, and you can switch any time.
- Quick Setup. Results in minutes. Type rough totals for your ages, super, savings, home, income and spending, and see where you stand straight away.
- Detailed Setup. A much more detailed plan. Enter it account by account: each super fund, share portfolio, cash account, property and loan, each income, and spending by category. You can load your bank and portfolio statements to help.
Will your money really last? Plus tests your plan against hundreds of possible market futures and a run of bad years, and shows every chart with your own numbers. See everything in Plus →
The planner
Everything on one page.
Your details sit in six sections on the left: People, Assets and debts, Income, Spending, Returns and General assumptions. The charts on the right show your income and your savings for the rest of your life.
The figures shown are an example, not a real household.
What it models
Your household, the way the rules actually work.
Super and tax
Accumulation, transition to retirement and pension phases; contribution caps and carry-forward; the transfer balance cap; tax on salary, investments and pensions, including offsets and franking.
The Age Pension
Both means tests each year, deeming, the Work Bonus, and how your drawdowns and assets move you along the curve.
Everything else
Shares, cash, property, loans and offset accounts, lifetime annuities, defined benefit pensions and overseas pensions, for one person or a couple.
Free and Plus
See what is possible for free. Get the detail with Plus.
The free version shows you what your retirement could look like. Plus adds the detail and the support documents that help you act on it: how sure your plan is, every chart with your own figures, and the full workings. Plus is $49 a year, with a 14-day refund if you change your mind.
“The free version alone is awesome; the option to add really quite complex scenarios and modelling is just the icing on the cake!”A member of our Facebook group
- Free: Quick Setup or Detailed Setup, statements, Rate of Return return profiles, the lifetime forecast with the Income Plan and Financial Assets charts, the Strategy tab, the PDF summary, today's or future dollars
- Free account: sign in with your email to save your plan as a file on your own device and load it again later. Signed in or not, you can download your plan as a PDF.
- Plus ($49 a year): Plan Confidence and stress tests, all 13 charts with your figures and exact amounts, the charts account by account, income and spending that change over time, returns that change over time (Mix and Draw), the detailed PDF and Excel workings, more than one strategy, separate super phases and transition to retirement, a separate drawdown age, the death of a partner, buying property or an annuity in the plan
Checked, not assumed
Cross-checked against an independent model.
Every release is compared with a separate spreadsheet model built from the rules, across 317 scenarios and over 700,000 yearly figures. It must also pass 322 app checks, and 81 checks that open the app in a browser and confirm each figure matches on every screen that shows it. The results are published.
Used PlanLens before?
Bring your plan across.
Open the planner, choose Load plan, and pick your saved PlanLens file. Your numbers, assumptions and Strategy entries come across; anything without a matching account is left out, and a message tells you so.